Agreement to terms
These Terms of Use (“Terms”) govern your use of the MoneymartUSA website, operated by [LEGAL ENTITY NAME] (“we”, “us”). By visiting the site or submitting an application, you agree to these Terms. If you do not agree, please do not use the site.
Eligibility
You must be at least 18 years old, a resident of a state where we or our lending partners operate, and able to form a binding contract to use this site or apply for a loan. Loan products are not available in every state. [LIST AVAILABLE STATES OR LINK TO A LIST]
Applications and offers
- Submitting an application is not a guarantee of approval. All loans are subject to credit approval, verification of your information, and underwriting criteria.
- Rates, terms, and fees shown on this site are estimates. Your actual offer may differ based on your credit profile, income, and other factors.
- Checking your rate may use a soft credit inquiry, which does not affect your credit score. Accepting an offer may trigger a hard inquiry, which can affect your score.
- You agree that the information you submit is accurate and that you will update it if it changes before a final decision.
This site is not a loan agreement
Nothing on this website is an offer to lend, a commitment to fund, or a loan agreement. A loan is made only once you receive and sign a separate loan agreement with the actual lender, which will state the final rate, fees, and repayment terms. [DESCRIBE WHETHER YOU LEND DIRECTLY OR MATCH USERS WITH PARTNER LENDERS]
Acceptable use
You agree not to:
- Submit false, misleading, or someone else's personal or financial information.
- Use the site for any unlawful purpose, or to commit fraud.
- Attempt to interfere with the site's security, probe its systems, or access data that is not yours.
- Copy, scrape, or reuse the site's content or code without our written permission.
Intellectual property
The MoneymartUSA name, logo, and the content, design, and code of this site belong to us or our licensors and are protected by copyright and trademark law. You may view and print pages for your personal, non-commercial use, but you may not otherwise copy, modify, or distribute them without permission.
No warranty
This site and its calculators are provided “as is” for general information only. Estimated payments, rates, and totals are illustrative and may not match your actual offer. We do not guarantee the site will be error-free, uninterrupted, or secure.
Limitation of liability
To the fullest extent the law allows, we are not liable for any indirect, incidental, or consequential damages arising from your use of the site, including reliance on estimates shown by the payment calculator. [HAVE COUNSEL CONFIRM THIS LANGUAGE MEETS YOUR STATE'S REQUIREMENTS]
Dispute resolution
[ADD YOUR ARBITRATION / CLASS-ACTION-WAIVER CLAUSE HERE, IF ANY, DRAFTED BY COUNSEL]. Describe how disputes about the website (as opposed to a signed loan agreement, which has its own terms) will be resolved.
Changes to these terms
We may update these Terms from time to time. When we do, we will change the “Last updated” date at the top of this page. Continuing to use the site after a change means you accept the updated Terms.
Governing law
These Terms are governed by the laws of [STATE], without regard to its conflict-of-laws rules, except where applicable federal or state lending law requires otherwise.
Contact us
Questions about these Terms:
- Email: Support@moneymartusa.com
- Mail: [BUSINESS ADDRESS]