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Legal

California Privacy Notice

Effective date: [DATE] · Last updated: [DATE]

Template notice: this is a starting draft covering the California Consumer Privacy Act (CCPA), as amended by the CPRA. Have a lawyer review it against your actual data practices before you publish.

Who this notice covers

This notice applies to California residents and explains your rights under the California Consumer Privacy Act (CCPA), as amended. It supplements our main Privacy Policy.

Categories we collect

In the past 12 months we have collected the following categories of personal information: identifiers (name, email, phone, ID numbers), financial information (income, bank details, credit history), commercial information (loan applications and history), internet activity (pages viewed, device data), and geolocation data inferred from your IP address.

Why we use it

We use this information to evaluate loan applications, verify identity, service loans, prevent fraud, comply with the law, and improve our site, as described in our Privacy Policy.

Selling and sharing

We do not sell your personal information for money. [CONFIRM: do you share data with advertising partners in a way CCPA treats as a "sale" or "share"? If so, describe it and add an opt-out link here.]

Your California rights

  • Right to know what personal information we have collected, used, and shared about you.
  • Right to delete personal information we have collected from you, subject to legal exceptions, including records we must keep for lending and tax law.
  • Right to correct inaccurate personal information.
  • Right to opt out of the sale or sharing of your personal information, and of certain automated-decision uses.
  • Right to limit the use of sensitive personal information, such as Social Security numbers, to what's necessary to provide the service.
  • Right to non-discrimination for exercising any of these rights.

How to exercise your rights

Submit a request using the contact details below. We'll need to verify your identity before processing most requests. You may use an authorized agent to submit a request on your behalf.

Non-discrimination

We will not deny you service, charge different prices, or provide a different level of service because you exercised your CCPA rights.

Contact us

  • Email: Support@moneymartusa.com
  • Mail: [BUSINESS ADDRESS]