Privacy Policy

Who we are

MoneymartUSA (“we”, “us”) is operated by [LEGAL ENTITY NAME], located at [BUSINESS ADDRESS]. This policy explains what personal information we collect when you visit our website or apply for a loan, how we use it, and the choices you have.

By using our website or submitting an application, you agree to the practices described here. If you do not agree, please do not use the site.

What we collect

The information we collect depends on how you use the site.

We receive some information from other sources, such as credit reporting agencies, identity verification providers, and your bank when you choose to connect an account.

How we use it

• To review your application, verify your identity, and decide whether to offer you a loan.
• To service your loan, process payments, and communicate with you about your account.
• To prevent fraud, meet legal and regulatory duties, and enforce our agreements.
• To improve the site, understand how it is used, and fix problems.
• To send you offers and updates, where the law allows and you have not opted out.

Who we share it with

We do not sell your personal information. We share it only as needed with:

• Service providers that help us run the business, such as identity checks, payment processing, hosting, and customer support.
• Credit reporting agencies, to check your credit and, once a loan is made, to report your payment history.
• Lending partners and loan servicers, where your loan is made, funded, or serviced by another company. [NAME PARTNERS OR DELETE]
• Government and legal authorities, when a law, court order, or regulator requires it.
• A buyer or successor, if we merge with or sell part of our business.

Federal law gives you the right to limit some sharing of your financial information. Describe your sharing and opt-out options here if they apply to you: [GLBA NOTICE DETAILS].

Cookies and tracking

We use cookies and similar tools to keep the site working, remember your settings, measure traffic, and understand which pages help people. You can block or delete cookies in your browser settings, though some features may stop working.

If we use advertising or analytics partners, list them here: [ANALYTICS / ADS TOOLS]. Tell visitors how to opt out and how you respond to “Do Not Track” or Global Privacy Control signals.

How long we keep it

We keep your information for as long as needed to provide our services and to meet legal, tax, and recordkeeping requirements. Application records are generally kept for [RETENTION PERIOD] after a decision or after your loan is closed. After that we delete or anonymize them.

Security

We use administrative, technical, and physical safeguards to protect your information, including encryption in transit and limited employee access. No system is completely secure, so we cannot guarantee absolute security. If a breach affects you, we will notify you as the law requires.

Your choices and rights

• Marketing: unsubscribe using the link in any email, or reply STOP to a text message.
• Access and correction: ask us for a copy of the personal information we hold about you, or ask us to fix mistakes.
• Deletion: ask us to delete your information, subject to records we must keep by law.
• State privacy rights: residents of some states, including California, have additional rights to know, delete, correct, and limit the use of their information, and not to be treated unfairly for using them.

To make a request, contact us using the details below. We may need to verify your identity first.

Children

Our services are for adults who are at least 18 years old. We do not knowingly collect information from children. If you believe a child has given us information, contact us and we will delete it.

Changes

We may update this policy from time to time. When we do, we will change the “Last updated” date at the top and, for significant changes, give additional notice.

Contact us

Questions or requests about your privacy:

• Email: Support@moneymartusa.com
• Mail: [BUSINESS ADDRESS]