/* Layout: sticky nav, split hero (pitch + live payment calculator), loan types, process, rate table, FAQ, sample application form */
:root{
  --bg:#f5f7fa; --surface:#ffffff; --ink:#0f2b5b; --muted:#3b4a5c; --line:#d6dde8;
  --accent:#11804f; --accent-ink:#ffffff; --accent-soft:#dcf2e8; --warn:#9a5b00;
  --mark-bg:#0f2b5b; --mark-fg:#ffffff; --coin:#1fa46b;
  --display:"Bricolage Grotesque","Trebuchet MS",system-ui,sans-serif;
  --body:"Source Sans 3",system-ui,-apple-system,"Segoe UI",sans-serif;
}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]){
  --bg:#0b1a33; --surface:#12284a; --ink:#eaf0fa; --muted:#a6b6cc; --line:#243a5c;
  --accent:#34c38a; --accent-ink:#06261b; --accent-soft:#13403a; --warn:#f0b35a; --mark-bg:#34c38a; --mark-fg:#06261b; --coin:#ffffff; color-scheme:dark}}
:root[data-theme="dark"]{
  --bg:#0b1a33; --surface:#12284a; --ink:#eaf0fa; --muted:#a6b6cc; --line:#243a5c;
  --accent:#34c38a; --accent-ink:#06261b; --accent-soft:#13403a; --warn:#f0b35a; --mark-bg:#34c38a; --mark-fg:#06261b; --coin:#ffffff; color-scheme:dark}
*{box-sizing:border-box}
body{background:var(--bg);color:var(--ink);font-family:var(--body);font-size:17px;line-height:1.55;
  padding-left:max(16px,env(safe-area-inset-left,0px));padding-right:max(16px,env(safe-area-inset-right,0px));padding-block:0}
.wrap{max-width:1080px;margin:0 auto}
h1,h2,h3{font-family:var(--display);line-height:1.1;text-wrap:balance;margin:0}
h1{font-size:clamp(2.2rem,5.5vw,3.6rem);letter-spacing:-.02em}
h2{font-size:clamp(1.6rem,3.5vw,2.2rem);letter-spacing:-.01em}
h3{font-size:1.2rem}
p{margin:0}
a{color:inherit}
:focus-visible{outline:3px solid var(--accent);outline-offset:2px}
.eyebrow{font-size:.78rem;text-transform:uppercase;letter-spacing:.12em;color:var(--accent);font-weight:600}
nav{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-block:18px;flex-wrap:wrap}
.logo{font-family:var(--display);font-weight:800;letter-spacing:-.02em;font-size:1.45rem;display:flex;align-items:center;gap:10px;text-decoration:none}
.logo i{width:26px;height:26px;border-radius:7px;background:var(--accent);display:inline-block;position:relative}
.logo i::after{content:"";position:absolute;inset:7px 6px 6px 7px;border-left:3px solid var(--accent-ink);border-bottom:3px solid var(--accent-ink);transform:skew(-20deg)}
nav ul{display:flex;gap:22px;list-style:none;margin:0;padding:0;flex-wrap:wrap}
nav ul a{text-decoration:none;color:var(--muted);font-weight:600;font-size:.95rem}
nav ul a:hover{color:var(--ink)}
.btn{display:inline-block;background:var(--accent);color:var(--accent-ink);border:0;border-radius:8px;padding:13px 22px;font:600 1rem var(--body);text-decoration:none;cursor:pointer}
.btn:hover{filter:brightness(1.08)}
.btn.ghost{background:transparent;color:var(--ink);border:1.5px solid var(--line)}
.hero{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;padding-block:44px 64px;align-items:center}
.hero>*{min-width:0}
.hero p.lead{font-size:1.15rem;color:var(--muted);margin-block:18px 26px;max-width:46ch}
.hero .cta{display:flex;gap:12px;flex-wrap:wrap}
.ticks{display:flex;gap:18px;flex-wrap:wrap;margin-top:26px;color:var(--muted);font-size:.92rem;padding:0;list-style:none}
.ticks li::before{content:"✓ ";color:var(--accent);font-weight:700}
.calc{background:var(--surface);border:1px solid var(--line);border-radius:16px;padding:26px;box-shadow:0 12px 30px -18px rgba(13,37,54,.45)}
.calc h2{font-size:1.25rem;margin-bottom:18px}
.field{margin-bottom:18px}
.field label{display:flex;justify-content:space-between;font-weight:600;font-size:.92rem;margin-bottom:6px}
.field output{font-variant-numeric:tabular-nums;color:var(--accent)}
input[type=range]{width:100%;accent-color:var(--accent)}
.seg{display:flex;gap:6px;flex-wrap:wrap}
.seg button{flex:1;min-width:64px;padding:9px 6px;border-radius:8px;border:1.5px solid var(--line);background:transparent;color:var(--ink);font:600 .92rem var(--body);cursor:pointer}
.seg button[aria-pressed=true]{background:var(--accent);border-color:var(--accent);color:var(--accent-ink)}
.result{background:var(--accent-soft);border-radius:12px;padding:16px 18px;margin-top:6px}
.result .big{font-family:var(--display);font-size:2.4rem;font-weight:700;font-variant-numeric:tabular-nums}
.result dl{display:grid;grid-template-columns:1fr auto;gap:4px 12px;margin:10px 0 0;font-size:.92rem;color:var(--muted)}
.result dd{margin:0;text-align:right;font-variant-numeric:tabular-nums;color:var(--ink);font-weight:600}
.note{font-size:.8rem;color:var(--muted);margin-top:12px}
section{padding-block:56px;border-top:1px solid var(--line)}
section>.head{max-width:60ch;margin-bottom:30px;display:grid;gap:10px}
.types{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:16px}
.type{background:var(--surface);border:1px solid var(--line);border-radius:12px;padding:22px;display:grid;gap:8px;align-content:start;min-width:0}
.type p{color:var(--muted);font-size:.96rem}
.type .range{font-weight:600;font-variant-numeric:tabular-nums;font-size:.92rem;color:var(--accent)}
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:20px;counter-reset:s;padding:0;list-style:none;margin:0}
.steps li{counter-increment:s;display:grid;gap:8px;align-content:start;min-width:0}
.steps li::before{content:counter(s);font-family:var(--display);font-weight:700;width:38px;height:38px;border-radius:50%;background:var(--ink);color:var(--bg);display:grid;place-items:center}
.steps p{color:var(--muted);font-size:.96rem}
.tablebox{overflow-x:auto;border:1px solid var(--line);border-radius:12px;background:var(--surface)}
table{border-collapse:collapse;width:100%;min-width:520px;font-variant-numeric:tabular-nums}
th,td{text-align:left;padding:13px 16px;border-bottom:1px solid var(--line)}
th{font-size:.78rem;text-transform:uppercase;letter-spacing:.1em;color:var(--muted)}
tr:last-child td{border-bottom:0}
details{background:var(--surface);border:1px solid var(--line);border-radius:10px;padding:16px 18px;margin-bottom:10px}
summary{font-weight:600;cursor:pointer}
details p{margin-top:10px;color:var(--muted)}
.apply{display:grid;grid-template-columns:.8fr 1.2fr;gap:36px;align-items:start}
.apply>*{min-width:0}
form{background:var(--surface);border:1px solid var(--line);border-radius:16px;padding:26px;display:grid;gap:16px}
.two{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.two>*{min-width:0}
form label{display:grid;gap:6px;font-weight:600;font-size:.92rem}
input,select{font:400 1rem var(--body);padding:11px 12px;border-radius:8px;border:1.5px solid var(--line);background:var(--bg);color:var(--ink);width:100%}
.msg{padding:14px 16px;border-radius:10px;background:var(--accent-soft);font-weight:600}
.warn{color:var(--warn);font-size:.85rem}
footer{padding-block:36px 48px;border-top:1px solid var(--line);color:var(--muted);font-size:.85rem;display:grid;gap:18px}
.flinks{display:flex;gap:22px;flex-wrap:wrap}
.flinks a{color:var(--muted);text-decoration:none;font-weight:600}
.flinks a:hover{color:var(--ink)}
.fcopy{border-top:1px solid var(--line);padding-top:18px;margin:0}
.fdisclaimer{display:grid;gap:12px;max-width:90ch}
.fdisclaimer a{color:var(--accent);text-decoration:underline}
footer .ph{background:var(--flag-bg,#fff4dd);color:var(--warn,#9a5b00);padding:0 5px;border-radius:4px;font-weight:600;white-space:nowrap}
@media (max-width:820px){
  .hero,.apply{grid-template-columns:1fr}
  .hero{padding-block:24px 44px}
}
@media (max-width:480px){.two{grid-template-columns:1fr}nav ul{gap:14px}}
@media (prefers-reduced-motion:no-preference){.btn{transition:filter .15s}}

/* Privacy policy view */
:root{--flag-bg:#fff4dd}
#privacy-view .pv-head{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-block:18px;flex-wrap:wrap}
#privacy-view .pv-back{font-weight:600;font-size:.95rem;color:var(--muted);text-decoration:none}
#privacy-view .pv-back:hover{color:var(--ink)}
#privacy-view .title{padding-block:30px 26px;border-bottom:1px solid var(--line)}
#privacy-view .title h1{font-size:clamp(2rem,5vw,3rem)}
#privacy-view .eyebrow{margin-bottom:10px}
#privacy-view .meta{color:var(--muted);margin-top:12px;font-size:.95rem}
#privacy-view .flag{background:var(--flag-bg);color:var(--warn);border-radius:10px;padding:12px 16px;margin-top:18px;font-size:.92rem;font-weight:600}
#privacy-view .body{display:grid;grid-template-columns:230px minmax(0,1fr);gap:48px;padding-block:36px 56px;align-items:start}
#privacy-view .body>*{min-width:0}
#privacy-view aside.toc{position:sticky;top:20px;font-size:.92rem}
#privacy-view aside.toc p{font-size:.78rem;text-transform:uppercase;letter-spacing:.12em;color:var(--muted);font-weight:600;margin:0 0 8px}
#privacy-view aside.toc ol{margin:0;padding:0;list-style:none;display:grid;gap:2px}
#privacy-view aside.toc a{display:block;padding:6px 10px;border-radius:6px;color:var(--muted);text-decoration:none;font-weight:400}
#privacy-view aside.toc a:hover{background:var(--accent-soft);color:var(--ink)}
#privacy-view article h2{font-size:1.5rem;scroll-margin-top:20px}
#privacy-view article section{padding-block:26px;border-top:0;border-bottom:1px solid var(--line)}
#privacy-view article section:first-child{padding-top:0}
#privacy-view article section:last-child{border-bottom:0}
#privacy-view article p,#privacy-view article ul{margin:12px 0 0}
#privacy-view article ul{padding-left:22px}
#privacy-view article li{margin-top:6px}
#privacy-view article p,#privacy-view article li{max-width:68ch}
#privacy-view .ph{background:var(--flag-bg);color:var(--warn);padding:0 5px;border-radius:4px;font-weight:600;white-space:nowrap}
#privacy-view .tablebox{margin-top:14px}
#privacy-view .pv-foot{padding-block:28px 44px;border-top:1px solid var(--line);color:var(--muted);font-size:.85rem;display:block}
@media (max-width:820px){
  #privacy-view .body{grid-template-columns:1fr;gap:20px}
  #privacy-view aside.toc{position:static;border:1px solid var(--line);border-radius:12px;padding:14px;background:var(--surface)}
}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]){--flag-bg:#3a2e14}}
:root[data-theme="dark"]{--flag-bg:#3a2e14}

/* Terms of Use view (shares .title/.body/.toc/.ph styling scoped to #privacy-view; reuse rules here) */
#terms-view .pv-head{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-block:18px;flex-wrap:wrap}
#terms-view .pv-back{font-weight:600;font-size:.95rem;color:var(--muted);text-decoration:none}
#terms-view .pv-back:hover{color:var(--ink)}
#terms-view .title{padding-block:30px 26px;border-bottom:1px solid var(--line)}
#terms-view .title h1{font-size:clamp(2rem,5vw,3rem)}
#terms-view .eyebrow{margin-bottom:10px}
#terms-view .meta{color:var(--muted);margin-top:12px;font-size:.95rem}
#terms-view .flag{background:var(--flag-bg);color:var(--warn);border-radius:10px;padding:12px 16px;margin-top:18px;font-size:.92rem;font-weight:600}
#terms-view .body{display:grid;grid-template-columns:230px minmax(0,1fr);gap:48px;padding-block:36px 56px;align-items:start}
#terms-view .body>*{min-width:0}
#terms-view aside.toc{position:sticky;top:20px;font-size:.92rem}
#terms-view aside.toc p{font-size:.78rem;text-transform:uppercase;letter-spacing:.12em;color:var(--muted);font-weight:600;margin:0 0 8px}
#terms-view aside.toc ol{margin:0;padding:0;list-style:none;display:grid;gap:2px}
#terms-view aside.toc a{display:block;padding:6px 10px;border-radius:6px;color:var(--muted);text-decoration:none;font-weight:400}
#terms-view aside.toc a:hover{background:var(--accent-soft);color:var(--ink)}
#terms-view article h2{font-size:1.5rem;scroll-margin-top:20px}
#terms-view article section{padding-block:26px;border-top:0;border-bottom:1px solid var(--line)}
#terms-view article section:first-child{padding-top:0}
#terms-view article section:last-child{border-bottom:0}
#terms-view article p,#terms-view article ul{margin:12px 0 0}
#terms-view article ul{padding-left:22px}
#terms-view article li{margin-top:6px}
#terms-view article p,#terms-view article li{max-width:68ch}
#terms-view .ph{background:var(--flag-bg);color:var(--warn);padding:0 5px;border-radius:4px;font-weight:600;white-space:nowrap}
#terms-view .pv-foot{padding-block:28px 44px;border-top:1px solid var(--line);color:var(--muted);font-size:.85rem;display:block}
@media (max-width:820px){
  #terms-view .body{grid-template-columns:1fr;gap:20px}
  #terms-view aside.toc{position:static;border:1px solid var(--line);border-radius:12px;padding:14px;background:var(--surface)}
}

/* How it works view */
#how-view .pv-head{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-block:18px;flex-wrap:wrap}
#how-view .pv-back{font-weight:600;font-size:.95rem;color:var(--muted);text-decoration:none}
#how-view .pv-back:hover{color:var(--ink)}
#how-view .title{padding-block:30px 26px;border-bottom:1px solid var(--line)}
#how-view .title h1{font-size:clamp(2rem,5vw,3rem)}
#how-view .eyebrow{margin-bottom:10px}
#how-view .meta{color:var(--muted);margin-top:12px;font-size:.95rem}
#how-view .flag{background:var(--flag-bg);color:var(--warn);border-radius:10px;padding:12px 16px;margin-top:18px;font-size:.92rem;font-weight:600}
#how-view .body{display:grid;grid-template-columns:230px minmax(0,1fr);gap:48px;padding-block:36px 56px;align-items:start}
#how-view .body>*{min-width:0}
#how-view aside.toc{position:sticky;top:20px;font-size:.92rem}
#how-view aside.toc p{font-size:.78rem;text-transform:uppercase;letter-spacing:.12em;color:var(--muted);font-weight:600;margin:0 0 8px}
#how-view aside.toc ol{margin:0;padding:0;list-style:none;display:grid;gap:2px}
#how-view aside.toc a{display:block;padding:6px 10px;border-radius:6px;color:var(--muted);text-decoration:none;font-weight:400}
#how-view aside.toc a:hover{background:var(--accent-soft);color:var(--ink)}
#how-view article h2{font-size:1.5rem;scroll-margin-top:20px}
#how-view article h3{font-size:1.1rem;margin-top:0}
#how-view article section{padding-block:26px;border-top:0;border-bottom:1px solid var(--line)}
#how-view article section:first-child{padding-top:0}
#how-view article section:last-child{border-bottom:0}
#how-view article p,#how-view article ul{margin:12px 0 0}
#how-view article ul{padding-left:22px}
#how-view article li{margin-top:6px}
#how-view article p,#how-view article li{max-width:68ch}
#how-view .ph{background:var(--flag-bg);color:var(--warn);padding:0 5px;border-radius:4px;font-weight:600;white-space:nowrap}
#how-view .tablebox{overflow-x:auto;border:1px solid var(--line);border-radius:12px;background:var(--surface);margin-top:14px}
#how-view table{border-collapse:collapse;width:100%;min-width:420px;font-size:.95rem}
#how-view th,#how-view td{text-align:left;padding:12px 14px;border-bottom:1px solid var(--line)}
#how-view th{font-size:.76rem;text-transform:uppercase;letter-spacing:.1em;color:var(--muted)}
#how-view tr:last-child td{border-bottom:0}
#how-view details{background:var(--surface);border:1px solid var(--line);border-radius:10px;padding:16px 18px;margin-top:10px}
#how-view summary{font-weight:600;cursor:pointer}
#how-view details p{margin-top:10px;color:var(--muted);max-width:none}
#how-view ol.hsteps{list-style:none;margin:16px 0 0;padding:0;display:grid;gap:22px;counter-reset:none}
#how-view ol.hsteps li{display:flex;gap:16px;align-items:flex-start;margin-top:0}
#how-view .hnum{flex:none;width:36px;height:36px;border-radius:50%;background:var(--ink);color:var(--bg);display:grid;place-items:center;font-family:var(--display);font-weight:700}
#how-view .pv-foot{padding-block:28px 44px;border-top:1px solid var(--line);color:var(--muted);font-size:.85rem;display:block}
@media (max-width:820px){
  #how-view .body{grid-template-columns:1fr;gap:20px}
  #how-view aside.toc{position:static;border:1px solid var(--line);border-radius:12px;padding:14px;background:var(--surface)}
}

/* SMS Terms view */
#sms-view .pv-head{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-block:18px;flex-wrap:wrap}
#sms-view .pv-back{font-weight:600;font-size:.95rem;color:var(--muted);text-decoration:none}
#sms-view .pv-back:hover{color:var(--ink)}
#sms-view .title{padding-block:30px 26px;border-bottom:1px solid var(--line)}
#sms-view .title h1{font-size:clamp(2rem,5vw,3rem)}
#sms-view .eyebrow{margin-bottom:10px}
#sms-view .meta{color:var(--muted);margin-top:12px;font-size:.95rem}
#sms-view .flag{background:var(--flag-bg);color:var(--warn);border-radius:10px;padding:12px 16px;margin-top:18px;font-size:.92rem;font-weight:600}
#sms-view .body{display:grid;grid-template-columns:230px minmax(0,1fr);gap:48px;padding-block:36px 56px;align-items:start}
#sms-view .body>*{min-width:0}
#sms-view aside.toc{position:sticky;top:20px;font-size:.92rem}
#sms-view aside.toc p{font-size:.78rem;text-transform:uppercase;letter-spacing:.12em;color:var(--muted);font-weight:600;margin:0 0 8px}
#sms-view aside.toc ol{margin:0;padding:0;list-style:none;display:grid;gap:2px}
#sms-view aside.toc a{display:block;padding:6px 10px;border-radius:6px;color:var(--muted);text-decoration:none;font-weight:400}
#sms-view aside.toc a:hover{background:var(--accent-soft);color:var(--ink)}
#sms-view article h2{font-size:1.5rem;scroll-margin-top:20px}
#sms-view article section{padding-block:26px;border-top:0;border-bottom:1px solid var(--line)}
#sms-view article section:first-child{padding-top:0}
#sms-view article section:last-child{border-bottom:0}
#sms-view article p,#sms-view article ul{margin:12px 0 0}
#sms-view article ul{padding-left:22px}
#sms-view article li{margin-top:6px}
#sms-view article p,#sms-view article li{max-width:68ch}
#sms-view .ph{background:var(--flag-bg);color:var(--warn);padding:0 5px;border-radius:4px;font-weight:600;white-space:nowrap}
#sms-view .pv-foot{padding-block:28px 44px;border-top:1px solid var(--line);color:var(--muted);font-size:.85rem;display:block}
@media (max-width:820px){
  #sms-view .body{grid-template-columns:1fr;gap:20px}
  #sms-view aside.toc{position:static;border:1px solid var(--line);border-radius:12px;padding:14px;background:var(--surface)}
}

/* Unsubscribe view */
#unsub-view .pv-head{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-block:18px;flex-wrap:wrap}
#unsub-view .pv-back{font-weight:600;font-size:.95rem;color:var(--muted);text-decoration:none}
#unsub-view .pv-back:hover{color:var(--ink)}
#unsub-view .title{padding-block:30px 26px;border-bottom:1px solid var(--line)}
#unsub-view .title h1{font-size:clamp(2rem,5vw,3rem)}
#unsub-view .eyebrow{margin-bottom:10px}
#unsub-view .meta{color:var(--muted);margin-top:12px;font-size:.95rem}
#unsub-view .flag{background:var(--flag-bg);color:var(--warn);border-radius:10px;padding:12px 16px;margin-top:18px;font-size:.92rem;font-weight:600}
#unsub-view .ph{background:var(--flag-bg);color:var(--warn);padding:0 5px;border-radius:4px;font-weight:600;white-space:nowrap}
#unsub-view .ubody{display:grid;grid-template-columns:1.2fr .8fr;gap:36px;padding-block:36px 56px;align-items:start}
#unsub-view .ubody>*{min-width:0}
#unsub-view .ucard{background:var(--surface);border:1px solid var(--line);border-radius:16px;padding:28px}
#unsub-view .ucard h2{font-size:1.3rem;margin:0}
#unsub-view .umuted{color:var(--muted);margin-top:10px}
#unsub-view form{display:grid;gap:16px;margin-top:20px}
#unsub-view form label{display:grid;gap:6px;font-weight:600;font-size:.92rem;color:var(--ink)}
#unsub-view form input[type=email],#unsub-view form input[type=tel]{font:400 1rem var(--body);padding:11px 12px;border-radius:8px;border:1.5px solid var(--line);background:var(--bg);color:var(--ink);width:100%}
#unsub-view fieldset{border:1px solid var(--line);border-radius:10px;padding:14px 16px;display:grid;gap:10px;margin:0}
#unsub-view legend{font-weight:600;font-size:.85rem;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);padding:0 4px}
#unsub-view .uradio{display:flex;gap:10px;align-items:flex-start;font-weight:400;font-size:.95rem;color:var(--ink)}
#unsub-view .uradio input{margin-top:4px;accent-color:var(--accent)}
#unsub-view .uradio span strong{font-weight:600}
#unsub-view .ubtn{display:inline-block;background:var(--accent);color:var(--accent-ink);border:0;border-radius:8px;padding:13px 22px;font:600 1rem var(--body);cursor:pointer;justify-self:start}
#unsub-view .ubtn:hover{filter:brightness(1.08)}
#unsub-view .umsg{padding:14px 16px;border-radius:10px;background:var(--accent-soft);font-weight:600}
#unsub-view .uside h3{font-size:1rem;margin:0 0 10px}
#unsub-view .uside h3:not(:first-child){margin-top:26px}
#unsub-view .uside ul{margin:0;padding-left:20px;color:var(--muted)}
#unsub-view .uside li{margin-top:8px}
#unsub-view .uside p{color:var(--muted);margin-top:4px}
#unsub-view .pv-foot{padding-block:28px 44px;border-top:1px solid var(--line);color:var(--muted);font-size:.85rem;display:block}
@media (max-width:820px){
  #unsub-view .ubody{grid-template-columns:1fr;gap:24px}
}

#disclaimer-view .pv-head{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-block:18px;flex-wrap:wrap}
#disclaimer-view .pv-back{font-weight:600;font-size:.95rem;color:var(--muted);text-decoration:none}
#disclaimer-view .pv-back:hover{color:var(--ink)}
#disclaimer-view .title{padding-block:30px 26px;border-bottom:1px solid var(--line)}
#disclaimer-view .title h1{font-size:clamp(2rem,5vw,3rem)}
#disclaimer-view .eyebrow{margin-bottom:10px}
#disclaimer-view .meta{color:var(--muted);margin-top:12px;font-size:.95rem}
#disclaimer-view .flag{background:var(--flag-bg);color:var(--warn);border-radius:10px;padding:12px 16px;margin-top:18px;font-size:.92rem;font-weight:600}
#disclaimer-view .body{display:grid;grid-template-columns:230px minmax(0,1fr);gap:48px;padding-block:36px 56px;align-items:start}
#disclaimer-view .body>*{min-width:0}
#disclaimer-view aside.toc{position:sticky;top:20px;font-size:.92rem}
#disclaimer-view aside.toc p{font-size:.78rem;text-transform:uppercase;letter-spacing:.12em;color:var(--muted);font-weight:600;margin:0 0 8px}
#disclaimer-view aside.toc ol{margin:0;padding:0;list-style:none;display:grid;gap:2px}
#disclaimer-view aside.toc a{display:block;padding:6px 10px;border-radius:6px;color:var(--muted);text-decoration:none;font-weight:400}
#disclaimer-view aside.toc a:hover{background:var(--accent-soft);color:var(--ink)}
#disclaimer-view article h2{font-size:1.5rem;scroll-margin-top:20px}
#disclaimer-view article section{padding-block:26px;border-top:0;border-bottom:1px solid var(--line)}
#disclaimer-view article section:first-child{padding-top:0}
#disclaimer-view article section:last-child{border-bottom:0}
#disclaimer-view article p,#disclaimer-view article ul{margin:12px 0 0}
#disclaimer-view article ul{padding-left:22px}
#disclaimer-view article li{margin-top:6px}
#disclaimer-view article p,#disclaimer-view article li{max-width:68ch}
#disclaimer-view .ph{background:var(--flag-bg);color:var(--warn);padding:0 5px;border-radius:4px;font-weight:600;white-space:nowrap}
#disclaimer-view .pv-foot{padding-block:28px 44px;border-top:1px solid var(--line);color:var(--muted);font-size:.85rem;display:block}
@media (max-width:820px){
  #disclaimer-view .body{grid-template-columns:1fr;gap:20px}
  #disclaimer-view aside.toc{position:static;border:1px solid var(--line);border-radius:12px;padding:14px;background:var(--surface)}
}

#ccpa-view .pv-head{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-block:18px;flex-wrap:wrap}
#ccpa-view .pv-back{font-weight:600;font-size:.95rem;color:var(--muted);text-decoration:none}
#ccpa-view .pv-back:hover{color:var(--ink)}
#ccpa-view .title{padding-block:30px 26px;border-bottom:1px solid var(--line)}
#ccpa-view .title h1{font-size:clamp(2rem,5vw,3rem)}
#ccpa-view .eyebrow{margin-bottom:10px}
#ccpa-view .meta{color:var(--muted);margin-top:12px;font-size:.95rem}
#ccpa-view .flag{background:var(--flag-bg);color:var(--warn);border-radius:10px;padding:12px 16px;margin-top:18px;font-size:.92rem;font-weight:600}
#ccpa-view .body{display:grid;grid-template-columns:230px minmax(0,1fr);gap:48px;padding-block:36px 56px;align-items:start}
#ccpa-view .body>*{min-width:0}
#ccpa-view aside.toc{position:sticky;top:20px;font-size:.92rem}
#ccpa-view aside.toc p{font-size:.78rem;text-transform:uppercase;letter-spacing:.12em;color:var(--muted);font-weight:600;margin:0 0 8px}
#ccpa-view aside.toc ol{margin:0;padding:0;list-style:none;display:grid;gap:2px}
#ccpa-view aside.toc a{display:block;padding:6px 10px;border-radius:6px;color:var(--muted);text-decoration:none;font-weight:400}
#ccpa-view aside.toc a:hover{background:var(--accent-soft);color:var(--ink)}
#ccpa-view article h2{font-size:1.5rem;scroll-margin-top:20px}
#ccpa-view article section{padding-block:26px;border-top:0;border-bottom:1px solid var(--line)}
#ccpa-view article section:first-child{padding-top:0}
#ccpa-view article section:last-child{border-bottom:0}
#ccpa-view article p,#ccpa-view article ul{margin:12px 0 0}
#ccpa-view article ul{padding-left:22px}
#ccpa-view article li{margin-top:6px}
#ccpa-view article p,#ccpa-view article li{max-width:68ch}
#ccpa-view .ph{background:var(--flag-bg);color:var(--warn);padding:0 5px;border-radius:4px;font-weight:600;white-space:nowrap}
#ccpa-view .pv-foot{padding-block:28px 44px;border-top:1px solid var(--line);color:var(--muted);font-size:.85rem;display:block}
@media (max-width:820px){
  #ccpa-view .body{grid-template-columns:1fr;gap:20px}
  #ccpa-view aside.toc{position:static;border:1px solid var(--line);border-radius:12px;padding:14px;background:var(--surface)}
}